An SMSF (Self-Managed Super Fund) loan is a loan that is taken out by a self-managed superannuation fund for the purpose of investing in real estate or other assets. SMSF loans can be used to purchase residential or commercial properties, as well as other investment assets such as shares or managed funds. SMSF loans can be complex, so it’s important to understand the rules and regulations surrounding SMSFs and borrowing before taking out an SMSF loan.
SMSF loans are available for those who already have an existing SMSF or are in the process of setting one up, and can be used for either purchasing or refinancing.